1-800-548-4639
Contact Us
1-800-548-4639

Wage Garnishment Assistance

Home | Our Tax Services | Wage Garnishment Assistance

Having back taxes — unpaid taxes from previous years — can result in significant financial and legal consequences. If your tax debt remains unpaid, the IRS may use wage garnishment to collect the money you owe. When this happens, money is taken directly from your paycheck and sent to the IRS.

If you’ve received a wage garnishment notice from the IRS, BC Tax can help. We offer wage garnishment representation to clients in Colorado and throughout the United States. Our licensed Enrolled Agents are uniquely qualified to negotiate with the IRS to help you preserve your income while meeting your debt obligation.

How Much Tax Debt Do You Have?
Pair reviewing data on a tablet

What Is Wage Garnishment?

Wage garnishment is a legal procedure through which a court orders a portion of a person’s earnings to be withheld to pay a debt. If the IRS believes you have back taxes, they may decide to garnish your wages, taking a certain amount of money from each of your paychecks until the full amount you owe is paid or you set up a payment plan with the IRS.

Call Us  Reach Out to Us

How Much of My Wages Can the IRS Garnish?

Title III of the Consumer Credit Protection Act (CCPA) limits how much of your earnings can be garnished. The amount of earnings subject to garnishment is based on your “disposable earnings” — the amount of money left over after legally required deductions are made. These deductions may include federal and state taxes, Medicare and Social Security.

Deductions not required by law — such as health insurance and retirement plan contributions — are not typically subtracted when calculating disposable earnings.

Under Title III of the CCPA, weekly garnishment can’t exceed either 25% of your disposable earnings or the amount at which your disposable earnings are 30 times greater than minimum wage — whichever amount is less.

How to Stop Wage Garnishment

Dealing with IRS wage garnishment can be stressful and overwhelming. Let the experts at BC Tax handle this difficult situation for you. We have the expertise to stop wage garnishment and settle your debt quickly.

Depending on your situation, we may try several tactics to stop your wage garnishment.

Challenge the Garnishment

If you believe the IRS made an error in what you owe, you can dispute the garnishment by filing an appeal. BC Tax can help you apply for an appeal and represent you during the hearing.

Make an Offer in Compromise

An offer in compromise allows you to settle your debt with the IRS for less than the amount you owe. Our experts can file and negotiate an offer in compromise on your behalf to reduce your debt.

Negotiate a Payment Plan

The IRS allows you to pay your back taxes over an extended period by setting up a payment plan. We can help you determine the best plan to resolve your debt while preserving your income and savings.

Schedule a Consultation With BC Tax in Colorado Today

Take the first step in preventing wage garnishment and contact BC Tax today. We’ll set up a consultation to review your options and determine the best course of action.

We can help. Contact us today.    Learn More

See What Others Are Saying About BC Tax


BC Tax
4.4
powered by Google
review us on
Sidney
22:01 06 Aug 25
BC Tax has been working with me for several years now, my case has probably been more trying than most and they have been there to support me and work things out. Tax law is incredibly complicated and they have walked me through the tough times. Colleen is my current contact and has been great to work with. I still wait for the day that everything will be behind me. You'll be pleased with their expertise.
Vanessa Phipps
15:21 29 Jul 25
Stephanie and Barbara have been amazing to work with. I have been with them for years and they are amazing and very caring. I could not ask for a better team. Taxes are scary and they always put my mind at ease. They stay on top of everything. They are no questions too big or small. They never make you feel inadequate. Always understanding. I feel I am in the best hands with them. Thank you guys for being so caring and just the absolute best...I for one love them..they are a blessing to me
Vanessa Phipps
Olivia Bell
10:47 27 Jul 25
What stood out the most during my experience with BC Tax wasn’t just their knowledge, it was how they treated me throughout the entire process. I never felt like just another case or a number on a list. Every time I had a question and I had plenty, someone got back to me quickly and explained things in a way that made sense.
There was never any judgment, no rushing, and no pressure to make fast decisions. They respected my time and made sure I understood every step before moving forward. That kind of patience and communication is rare these days.
It’s one thing to get help with tax issues, but it’s another to feel like the people helping you actually care. I really appreciated that.

Our Accreditations

BC Tax, LLC BBB Business Review

As Seen On

Copyright © 2025. All Rights Reserved

Back to Top