Wage Garnishment Assistance

Having back taxes — unpaid taxes from previous years — can result in significant financial and legal consequences. If your tax debt remains unpaid, the IRS may use wage garnishment to collect the money you owe. When this happens, money is taken directly from your paycheck and sent to the IRS.

If you’ve received a wage garnishment notice from the IRS, BC Tax can help. We offer wage garnishment representation to clients in Colorado and throughout the United States. Our licensed Enrolled Agents are uniquely qualified to negotiate with the IRS to help you preserve your income while meeting your debt obligation.

How Much Tax Debt Do You Have?
Pair reviewing data on a tablet

What Is Wage Garnishment?

Wage garnishment is a legal procedure through which a court orders a portion of a person’s earnings to be withheld to pay a debt. If the IRS believes you have back taxes, they may decide to garnish your wages, taking a certain amount of money from each of your paychecks until the full amount you owe is paid or you set up a payment plan with the IRS.

Call Us  Reach Out to Us

How Much of My Wages Can the IRS Garnish?

Title III of the Consumer Credit Protection Act (CCPA) limits how much of your earnings can be garnished. The amount of earnings subject to garnishment is based on your “disposable earnings” — the amount of money left over after legally required deductions are made. These deductions may include federal and state taxes, Medicare and Social Security.

Deductions not required by law — such as health insurance and retirement plan contributions — are not typically subtracted when calculating disposable earnings.

Under Title III of the CCPA, weekly garnishment can’t exceed either 25% of your disposable earnings or the amount at which your disposable earnings are 30 times greater than minimum wage — whichever amount is less.

How to Stop Wage Garnishment

Dealing with IRS wage garnishment can be stressful and overwhelming. Let the experts at BC Tax handle this difficult situation for you. We have the expertise to stop wage garnishment and settle your debt quickly.

Depending on your situation, we may try several tactics to stop your wage garnishment.

Challenge the Garnishment

If you believe the IRS made an error in what you owe, you can dispute the garnishment by filing an appeal. BC Tax can help you apply for an appeal and represent you during the hearing.

Make an Offer in Compromise

An offer in compromise allows you to settle your debt with the IRS for less than the amount you owe. Our experts can file and negotiate an offer in compromise on your behalf to reduce your debt.

Negotiate a Payment Plan

The IRS allows you to pay your back taxes over an extended period by setting up a payment plan. We can help you determine the best plan to resolve your debt while preserving your income and savings.

Schedule a Consultation With BC Tax in Colorado Today

Take the first step in preventing wage garnishment and contact BC Tax today. We’ll set up a consultation to review your options and determine the best course of action.

We can help. Contact us today.    Learn More

See What Others Are Saying About BC Tax


BC Tax
4.3
Based on 86 reviews
powered by Google
Capri StarrCapri Starr
02:24 10 Jul 24
Corrinda, Nicole and Margaret have helped me so much! I hate dealing with taxes and my finances and they helped me get through a really challenging... time.read more
Katelyn EllisKatelyn Ellis
02:23 10 Jul 24
Corrinda and the team did a great job assisting me with tax compliance and questions about long term planning and resolution. Being a small business... owner the tax burdens and responsibilities can be overwhelming, but BC Tax made this less stressful.read more
Kody HubertKody Hubert
05:41 09 Jul 24
David and his highly skilled team have been an outstanding choice for my tax problem. I had a bit of a complex matter involving money owed from... crypto and they knew exactly how to address it. BC Tax works hard and most importantly will stay in touch. They were very professional and most importantly kept the costs down. I can confidently say that these guys know their stuff and stay up to date with changing crypto laws. On top of it they got it done for half of what another company wanted to charge me.read more
js_loader

Our Accreditations



As Seen On

Back to Top